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An SBA Loan is a long-term, low interest small business  loan partially guaranteed by the government.

 

Overview

Loan Size: 

$30,000 to $350,000 

Loan Description

SBA 7(a) loan  

Use of Funds

Working capital.

Debt refinance.

New equipment purchase. 

Time to Funding

30 days.

Interest Rates:

$30,000 to $49,000 Prime Rate plus 3.75%.

$50,000 to $350,000 Prime Rate plus 2.75%.

Loan Term

10-year term with no pre-payment penalty.

 

Requirements

Time in Business

2+ years.

Personal Credit Score 

Minimum 650 FICO.

Public Records

No bankruptcies or foreclosures in past 3 years.

No outstanding collections.

No open tax liens.

No recent 30+ day late payments.

SBA Specific

No felonies.

No delinquencies and/or default on government loans.

 

*Pre-qualify in 5 minutes.

SBA Loan

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Bank Term Loan

Overview

 

Loan Size

$30,000 to $200,000

Use of Proceeds

Working capital.

Debt refinance.

New equipment purchase.

Interest Rates

Fixed interest rate from 7.99% to 24.99%.

Loan Term

2 to 5-year repayment terms with no

prepayment penalty.

 

Eligibility

 

Time in business

2+ years.

Personal Credit Score

Minimum 640 FICO.

Public Records

No bankruptcies or foreclosures in past 3 years

• No outstanding tax liens.

 

* Pre-qualify in 5 minutes.

Businessman

Short Term Loan

Overview

Amount

Up to $500,000.

Term

6-36 months.

Rates

1.11 to 1.35 factor.

Requirements

Time in Business

1+ 

Annual Revenue

$100,000+

FICO score

600+

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Cash Advance

Is a financing option for small businesses in which a finance company pays a one time lump sum to a merchant in exchange for a percentage of future revenue. Funds can be obtained in as little as 24 hours with minimal paperwork.

This financial instrument is a perfect solution for merchant's with poor credit history, unexpected expenses, unexpected opportunities or bridging a gap while long term financing is secured. 

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